Think about what's
stored in your phone. Almost everything that was once packed into a bulky
wallet or purse is now digitalized in the palm of your hand: phone numbers,
photos, calendars, to-do lists, you name it. As smartphones get smarter, that anchor in your pocket is getting lighter.
With mobile money technology, you can now leave those credit cards, bank cards
and even store-loyalty cards at home too. Here
are some Handy Mobile Wallet Apps you can try.

Isis Mobile Wallet holds virtual versions of many things your existing wallet does.
The carrier presented to its customers, a way to consolidate all those pieces of hard
plastic stuffed in Wallets, into their smartphones and use the cards everywhere contact-free payments are
accepted. Essentially, using Isis is as easy as opening the app and holding
your phone over a card swiper when you're ready to pay.
The app also
provides much more personal security than wallets.
It is PIN-protected and if your phone is lost or stolen, one call or click from
another phone or computer can freeze the app and all of the cards stored in it.
There's no limit
to how many cards can be stored in the app and participating banks include
Wells Fargo, Chase and American Express.
These days, every retail and grocery store has its own loyalty card and it can feel
like your wallet is bursting at the seams with cards that you may only
use once a year. These store discount cards can also be added to Isis and used
in the same digital fashion as your credit and debit cards.
Many banks and
credit card companies offer their own app but you need a separate app for each
account, making your phone as jumbled as your wallet. While Isis is just the
latest in mobile money transfer technology, it's one of the first to offer a
consolidation of funds into one internal feature.
Alternatives to Isis Mobile Wallet
Other wallet
alternatives remain external to the phone such as Square, which is a portable
card swiper that can be inserted into the phone's headphone jack to turn the
phone into a card reader. As written about on TechCrunch,
Loop functions as a combination of Isis and Square, and it features an external
card reader with a corresponding app.
Google Wallet
According to
HowStuffWorks,
another app that works similar to Isis is Google Wallet is Google Wallet. It has its
own internal loyalty program, allowing you to earn rewards from participating
merchants each time you use the app.
Love the
convenience of shopping online but hate taking the time to fill out those
lengthy forms come checkout time with your address, phone number, card number
and so on? Google Wallet allows you to bypass those hoops in one click when
shopping online. And while using a credit or debit card to wire money typically
comes with a fee, it lets you transfer money to anyone else with the app free
of charge.
Tabbedout
Using a plastic
card at a bar or restaurant is the norm. But this can often lead to chaos when
trying to split a restaurant bill among a large party or a state of shock when
you receive your bar tab at the end of a long night. This stress can be
alleviated with Tabbedout, a bar and restaurant-specific app that enables the user to view their running
tab in real time, pay it when ready (no more fighting through the crowd at the
bar just to close out your tab), easily split the bill with other members of
the party, and add a tip before paying straight from the app. You can even view
special offers or leave a review right from the table.
Isis Mobile
Wallet and Google Wallet are made possible by Near Field Communication (NFC), a short-range wireless network that allows two devices
in close proximity to transfer information instantly.
With mobile money
technology, go ahead and add wallets to the endangered species list.
Kevin Gannon is a recent college graduate with an English degree and is an aspiring journalist. He loves to keep up with the latest trends when it comes to technology, especially when it comes to mobile phones.
Kevin Gannon is a recent college graduate with an English degree and is an aspiring journalist. He loves to keep up with the latest trends when it comes to technology, especially when it comes to mobile phones.
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